The VA loan offers no down payment, very competitive interest rates, no requirement to carry private mortgage insurance (PMI), and flexible credit requirements compared to other loan structures. It’s an excellent option for military members and veterans looking to save money upfront in a home purchase.

While you can research and prepare, most lenders will require your official PCS orders to verify the relocation and finalize the loan approval process of your new home purchase.

Leave this part up to us! Our expansive network allows us to connect you with some of the best in the business, either veterans themselves or supremely versed with VA loans, PCS timelines, and the challenges of relocating on a tight schedule.

Yes, lenders often factor in your BAH as income when determining how much you qualify for. The BAH allotment will vary city-to-city and can be found online as public information. It is not a requirement that your mortgage payment fits within your monthly BAH allowance.

While VA loans will reduce the upfront costs, you should budget for earnest money, 3rd party inspections fees, appraisal fees, closing costs (unless covered by the seller), and potential moving expenses.

The timeline depends on market conditions and financing. It typically takes 30-45 days from contract to close.

Yes, in addition to the VA loan, there are state and local programs offering grants, down payment assistance, and tax benefits for military members.